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For personal lines agents

Your personal-lines book, never lapsing.

For personal lines agents with a big book and a small team. Auto and home renewals by the hundred, claims to keep moving, cross-sell you never get to. BeforeNine watches the renewals, drafts the outreach, and surfaces the openings — for your approval, every time.

01Ask

The household, handled.

It reads the thread and drafts the renewal note, the claims update, or the cross-sell nudge.

“Draft the renewal outreach for this household and note any coverage gap.”
“Draft a claims status update for this policyholder.”
“Which clients have auto but no home with me?”
02Automate

A book that never lapses quietly.

Say it once; it runs every day, with every outbound waiting for your sign-off.

“30 days before any personal renewal, draft the check-in and remind me.”
“Alert my phone when a claims email lands, and draft the acknowledgment.”
“Monday: upcoming renewals, open claims, and cross-sell openings.”
03App

A renewals dashboard, by describing it.

Tell it what to show; it builds the live dashboard on your home screen.

“Build a renewals dashboard: policyholder, line, renewal date, status, one-tap reminder.”
Start freeFree for a week. No card. Nothing sends without your say-so.

Questions, answered plainly.

Is it a rater or AMS?

No — it doesn’t quote, rate, or replace your management system. It handles the renewal outreach, the claims follow-up, and the client communication around your existing tools.

Can it find cross-sell opportunities?

It can surface signals from your book — for example, clients with auto but no home — for you to act on. You decide what to pursue; it drafts the outreach.

How does it stop renewals lapsing?

A 30-day early-warning per renewal plus a Monday digest of everything coming due. You approve every message.

Does anything send without my approval?

No. Nothing leaves without your one-tap approval.

How much is it?

From $99/mo with a free trial, cancel anytime.