beforenine
For commercial insurance agents

Commercial renewals, handled before they bite.

For commercial lines agents and small agencies. Multi-carrier submissions, COIs all day, renewals with long lead times. BeforeNine pulls the requests, drafts the replies, chases the submissions, and warns you early — for your approval, every time.

01Ask

Carrier and client noise, answered.

It reads what landed and hands you the certificate list, the follow-up, or the answer.

Pull every COI request from this week and draft the certificates list.
Draft a submission follow-up to this underwriter on the pending account.
What does this carrier bulletin change for my commercial book?
02Automate

Renewals and submissions, on a timer.

Say it once; it runs every day, and nothing leaves without your sign-off.

90 days before any commercial renewal, draft the outreach and remind me.
Chase every open submission with no carrier response in 5 business days.
Monday book digest: renewals, open submissions, stalled claims.
03App

A submission tracker, built to spec.

Describe the columns; it assembles the live tracker on your home screen.

Build a submission tracker: account, carrier, line, status, date submitted, last touch.
Start freeFree for a week. No card. Nothing sends without your say-so.

Questions, answered plainly.

Is BeforeNine a rater, AMS, or forms/ACORD tool?

No, and it won’t claim to be. It does not rate, quote, or generate ACORD forms, and it isn’t an agency management system. It handles the email, the COI requests, the submission follow-up and the renewal calendar around whatever systems you already use.

How does it help with commercial renewals?

It gives you a 90-day early-warning per renewal with the account’s current coverage, drafts the outreach, and rolls everything into a Monday digest. You approve every send.

Can it answer coverage questions?

It researches current carrier-side practice and cites sources, and tells you to verify in your primary source. Use it to prep, not as the authority.

Does anything send without my approval?

No. Every draft waits for your one-tap approval.

How much is it?

From $99/mo with a free trial, cancel anytime.